Your trusted financial partner
Transform Your Wealth with Smart Financial Planning
Clear KiwiSaver and investment advice for New Zealanders — personalised guidance without the jargon.
Get startedHOW WE WORK
LETS TALK ABOUT YOUR GOALS AND PRIORITIES
Book a consultation
Tell us your goals, timeline and what matters most — no obligation.
Expert planning
We research options and recommend a strategy tailored to your situation.
Enjoy financial growth
Stay on track with reviews as life changes and markets move.
At Lucid Advisory, we believe your financial future should not be a mystery. We provide clear, personalised advice that helps you make confident decisions about your money.We simplify the complex, remove the jargon, and help you focus on achieving your goals and securing your future.
Our services
We work with only the best providers in New Zealand
KiwiSaver Advice
Maximise your retirement savings with the right fund, contribution strategy, and ongoing reviews.
Investment Strategies
Build and grow a diversified portfolio aligned with your lifestyle and long-term objectives.
Financial Planning
Create a clear, actionable plan for your major life goals — from buying a home to retirement.
What clients say
“Lucid support goes beyond advice — they genuinely care about your financial future. I have recommended them to all my friends and whanau.”
“From the first session, I felt understood. They tailored advice to my situation and gave me actionable steps I could implement.”
“Lucid made KiwiSaver simple for me. Their advice was clear, practical, and easy to follow. I finally feel confident about my retirement plan.”
Frequently Asked Questions
KiwiSaver
How do I know if I am in the right KiwiSaver fund?
We assess your goals, investment timeframe, and risk tolerance to determine if your current fund is the best fit.
Can I use my KiwiSaver for my first home?
Yes, most first-home buyers can withdraw a significant portion of their KiwiSaver savings for a deposit, as long as they meet certain criteria.
How often should I review my KiwiSaver?
At least once a year, or sooner if your circumstances change.
Investments
Is investing risky?
All investing carries some risk, but we help you understand and manage it with a portfolio aligned to your comfort level.
How much money do I need to start investing?
You can often start with as little as a few hundred dollars. The key is starting early and being consistent.
General
Are you licensed financial advisers?
Yes. Lucid Advisory operates under Financial Markets Authority regulations and complies with all New Zealand financial advice laws.
What is the first step if I want to work with you?
Book a free, no-obligation consultation. We will discuss your goals and outline the next steps.
Book a consultation
Tell us about your goals — we respond within one business day.